Friday, October 16, 2015

Oh Hey! Friday!

Linking up today with Karli and Amy for Oh Hey, Friday!

I have been completely MIA.  I did so well in August and then we went on vacation, my baby turned 1 and Fall came around.  We have been soaking it all up and blogging has gotten the back burner unfortunately.  Also, work has been crazy and our laptop isn't very cooperative so another reason why there have not been any posts.  We have plans on getting a new laptop and hopefully blogging will get placed back in the front. :)

This sweet babe is amazing and we have been 2 weeks without a pacifier!  TWO WEEKS GUYS!!  We did it cold turkey and I hope to get a post up about it all soon.  But in the mean time check out this adorable picture and be sad with me for a second because these pictures will no longer be happening.

It's Fall Y'all!  And we have already made one trip to the pumpkin patch this year.  We probably have at least 2 more trips in our future and we are loving it!  Take a look back at last year's visit here.

Family Picture season is upon us and we have our date booked and I already have my Boys' outfits picked out.  Now what am I going to wear that will match them?

We reenlisted to the Army for another 6 years guys.  It is what is best for our family at this point and what helps make Ryan happy.  I will be doing another post on this in the future to explain our reasons and how we came up with this option.

I hope you all have a wonderful weekend!  Go enjoy the beautiful Fall weather, because I'm pretty certain it is Fall everywhere but California at this point. :) 
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Thursday, October 1, 2015

Budget Update - September

So here we are, another month has gone by and it is time for our monthly budget update.

If you are new to these parts, let me give you a quick recap.

My hubs and I live a great life, we both work, own a house, two cars, two dogs, a handsome little 1-year-old and love having a great time with friends and family.  Well with all of that came debt and this is the little story of how we are working our way out of it.

We plan on expanding our family and would like to do so with as little, to no debt, as possible.  We've had great months, and we have had horrible months.  But together we are working on it and we see improvement everyday.

My biggest goal at this point, besides having ZERO debt is to live life off of what we bring in each payday and not have to use our credit cards.

I can honestly say that we have not put a single charge onto any credit card for the entire month of SEPTEMBER!  THAT'S HUGE GUYS!!! :)  Now it does mean that we may not have put as much money towards the debt as we would have like to, but it does mean that we aren't adding to it, which is just as important!

I have looked at this whole debt eliminating journey as a way to learn to live within our means while still living the best and most rewarding type of life.  We want a happy and fun home for our family and being debt free is a great place to end up.  So grab a cup of ________ (whatever you fancy really) and sit back and enjoy this month's update.

And if you are new, go check it out from the beginning here.

So for the month of September we paid off $2,870!

We got our priorities back in line and started working from our highest interest rates again.  We took whatever "spare" money we had and put it towards whatever was necessary.  Now as I said above we did not use our credit cards once this month, but we have been depleting our emergency savings account.  We have a plan to get that replenished though in the next 2-3 weeks so we are hoping that all works out.

We had a great summer and slacked a little, but we are back and ready to kick it in overdrive and if things work out how we hope they are going to in the next couple of weeks, October's update will be a huge number! :)

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